Experian's Small Business Credit Share(SM) Enables More Control over Small-Business Risk


Members enjoy deeper content and unprecedented 36-month historical trending

COSTA MESA, Calif., Dec. 10 - Experian®, a global information services company, today announced that its Small Business Credit Share (SM) offers members exclusive access to expanded information, delivering more control over small-business risk. The program provides detailed account information, including industry firsts such as co-debtor information and extended 36-month payment history and credit utilization trending, to help improve portfolio management, maximize profitability and control costs.

Backed by Experian's more than 30 years of consumer and commercial data management experience, Small Business Credit Share is a cooperative database that enables clients across multiple industries to contribute commercial information. In exchange, members receive exclusive access to unique account data from financial and nonfinancial trade contributors. The program leverages BizSource (SM) and TrueSearch (SM), Experian's enhanced commercial database infrastructure and advanced search and match technology, to provide members with new data elements, helping them make better, more insightful decisions.

"Small Business Credit Share unlocks the full power of the BizSource architecture, enabling us to provide members with a granular level of information and financial metrics that are unique in the industry," said Marc Kirshbaum, President, Experian's Business Information Solutions group. "This information, as well as our extensive data on the business owner, helps clients drive better risk segmentation and improve turnaround time, lowering acquisition costs and enhancing their customers' experience."

Members of the program have access to easy-to-read reports containing detailed information:

o Business inquiries

o Payment performance

o Public record data

o Firmographic data

Small Business Credit Share also provides new risk assessment tools, such as co-debtor information from Uniform Commercial Code (UCC) filings that enable members to identify affiliates of the business and 36-month historical views of payment performance, total credit utilization, financial credit utilization and revolving credit utilization.

For more information about Small Business Credit Share or about Experian's other advanced B2B services, please visit www.experian.com/b2b or call an Experian sales representative at 1 800 509 5493.

About Experian

Experian® is a global leader in providing information, analytical and marketing services to organizations and consumers to help manage the risk and reward of commercial and financial decisions. Combining its unique information tools and deep understanding of individuals, markets and economies, Experian partners with organizations around the world to establish and strengthen customer relationships and provide their businesses with competitive advantage. For consumers, Experian delivers critical information that enables them to make financial and purchasing decisions with greater control and confidence. Clients include organizations from financial services, retail and catalog, telecommunications, utilities, media, insurance, automotive, leisure, e-commerce, manufacturing, property and government sectors.

Experian Group Limited is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. It has corporate headquarters in Dublin, Ireland, and operational headquarters in Costa Mesa, Calif., and Nottingham, UK. Experian employs approximately 15,500 people in 36 countries worldwide, supporting clients in more than 65 countries. Annual sales are in excess of $3.8 billion.

For more information, visit the Group's Web site on http://www.experiangroup.com/.

Contact:

Roslyn Whitehurst
Experian Public Relations
1 714 830 5578
roslyn.whitehurst@experian.com

Source: Experian

Web site: http://www.experian.com/

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