ProfitStars Announces Latest Version of Margin Maximizer: Now Also a Hosted Solution

Microsoft technologies power new Web-based version of loan and deposit pricing engine to help financial institutions boost loan revenue, win more business, and increase net interest margin

MONETT, Mo. - Jack Henry & Associates, Inc. (NASDAQ: JKHY), a leading provider of computer systems and electronic payment solutions primarily for financial services organizations, today announced that its ProfitStars® division has introduced Margin Maximizer Interactive (MMi) at FinovateSpring. This product is a completely re-engineered, Web-based version of ProfitStars' loan and deposit pricing solution, Margin Maximizer Suite(TM), which is already adopted by more than 6,000 users at approximately 350 financial institutions.

ProfitStars was selected to present MMi at FinovateSpring as one of the most innovative new ideas in financial and banking technology. MMi leverages the latest Microsoft® technologies - Silverlight as the application framework and Windows® Azure as the cloud computing platform - to offer clients limitless scalability, simplified implementation, and minimal support resource requirements.

ProfitStars' Margin Maximizer Suite and new Margin Maximizer Interactive solutions help financial institutions bring greater control, discipline, and consistency to the pricing process, ultimately powering their ability to maximize net interest income and better identify growth opportunities. With the new hosted option, ProfitStars can allow users to access the configurable pricing capabilities of Margin Maximizer from any location, at any time.

Joe Pagano, managing director, Banking and Capital Markets, Worldwide Financial Services, Microsoft Corp., said, "Many financial institutions do not use a structured pricing model to support their pricing decisions, or use one inconsistently, either because it seems to be too difficult to use or they lack confidence in the results. ProfitStars has led hundreds of financial institutions to adopt more profitable pricing strategies and change the way their entire organization approaches every pricing decision. The combination of Silverlight and Windows Azure supporting MMi now enables the delivery of the same dynamic user experience of Margin Maximizer in the cloud, also making the solution even more cost effective and available to a broader market. In the current environment, where margins continue to be under pressure, a tool such as this is essential."

By placing Margin Maximizer in a centralized, hosted environment, ProfitStars can aggregate critical decision-making information. Clients take on a lower total cost by not having to support an on-premise client/server application on their own network, also eliminating expenses associated with hardware purchase and software installation. ProfitStars' MMi extends all the benefits of cloud computing, including the ability to be deployed in minutes and a dynamic, limitless capacity to be scaled per demand with an unlimited number of seats at no additional cost. Additionally, MMi enables ProfitStars to more efficiently drive regular updates and enhancements to clients without the time and resources traditionally devoted to install new releases.

According to David Foss, president of ProfitStars, "Financial institutions want more than Web access and cost savings, they want thought leadership. Our clients rely on us to provide value-added technologies. Beyond obvious cost savings for implementation and support, MMi allows financial institutions to focus greater resources on mission critical processes. The availability of a Web-based solution also positions us to more effectively integrate Margin Maximizer with other ProfitStars solutions as they also transition to the Web."

About ProfitStars

As a diverse, global division of Jack Henry & Associates, ProfitStars combines JHA's solid technology background with the latest breakthroughs in four performance-boosting solution groups - Financial Performance, Imaging & Payments Processing, Information Security & Risk Management, and Retail Delivery. Explore the power of ProfitStars-enhanced performance at

About Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc. (NASDAQ: JKHY) is a leading provider of computer systems and electronic payment solutions primarily for financial services organizations. Its technology solutions serve more than 11,200 customers nationwide, and are marketed and supported through four primary brands. Jack Henry Banking(TM) supports banks ranging from de novo to mid-tier institutions with information processing solutions. Symitar(TM) is the leading provider of information processing solutions for credit unions of all sizes. ProfitStars provides highly specialized products and services that enable financial institutions of every asset size and charter, and diverse corporate entities to mitigate and control risks, optimize revenue and growth opportunities, and contain costs. iPay Technologies operates as a leading electronic bill pay provider supporting banks and credit unions with turnkey, highly configurable retail and small business electronic payment platforms. Additional information is available at

SOURCE Jack Henry & Associates, Inc.

CONTACT: Analyst, Kevin D. Williams, Chief Financial Officer, +1-417-235-6652; or Press Jacqueline Scheider, ProfitStars Marketing Manager, +1-770-752-6410

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