Web site offers insight and tools to help the business community understand the benefits of establishing and managing business credit
COSTA MESA, Calif., Sept. 17 / -- Experian®, a global information solutions company, today announced the launch of BusinessCreditFacts.com, a new online resource designed to help small-business owners gain a greater understanding of the many topics dealing with business credit, such as the importance of business credit and tips for establishing and improving business credit scores.
"Business credit scores commonly serve as the foundation for procuring competitive business loan rates and credit terms from potential suppliers," said Marc Kirshbaum, president, Experian's Business Information Solutions. "Having complete and up-to-date business credit information is the best way for small-business owners to obtain favorable financial terms. BusinessCreditFacts.com serves as a one-stop online resource for the business community to not only review their reports, but also to ask questions and gain greater knowledge about how to establish and improve business credit."
Small businesses are particularly susceptible to changes in the economy. Managing cash flow is challenging for small-business owners even in good times, but difficult economic conditions can be especially problematic. A strong credit standing is crucial to allowing small-business owners access to additional capital.
BusinessCreditFacts.com contains information on the following business credit topics:
o A question-and-answer section containing information on establishing
business credit, the credit information available on a business credit
report and how best to maintain good business credit
o Tools to submit requests to update a company's demographic information
o Links allowing small-business owners direct access to a business credit
report and score and to sign up for continuous monitoring of their
business credit file
o Tools to enable small-business owners to "write their suppliers" and
encourage them to report their payment experiences -- a factor in
strengthening a business credit score
BusinessCreditFacts.com is an interactive Web site that allows members of the small-business community to take an active role in learning more about business credit. Users can rate the usefulness of the question-and-answer section and also suggest new topics that they would like addressed. BusinessCreditFacts.com also provides insight as to why business owners should keep their business credit separate from their personal credit, and practical tips are provided to help ensure that small-business owners establish and maintain good business credit throughout their company's life cycle.
BusinessCreditFacts.com utilizes Precise ID(SM), Experian's consumer authentication tool, to verify the identity of business owners, ensuring updates are made only by the business owner or corporate officer of record.
For more information, please visit http://www.businesscreditfacts.com/.
Experian is a global leader in providing information, analytical and marketing services to organizations and consumers to help manage the risk and reward of commercial and financial decisions. Combining its unique information tools and deep understanding of individuals, markets and economies, Experian partners with organizations around the world to establish and strengthen customer relationships and provide their businesses with competitive advantage. For consumers, Experian delivers critical information that enables them to make financial and purchasing decisions with greater control and confidence. Clients include organizations from financial services, retail and catalog, telecommunications, utilities, media, insurance, automotive, leisure, e-commerce, manufacturing, property and government sectors.
Experian Group Limited is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. It has corporate headquarters in Dublin, Ireland, and operational headquarters in Costa Mesa, Calif., and Nottingham, UK. Experian employs approximately 15,500 people in 36 countries worldwide, supporting clients in more than 65 countries. Annual sales are in excess of $3.8 billion.
For more information, visit the Group's Web site on http://www.experiangroup.com/.
Experian Public Relations
714 830 7153
Web site: http://www.experian.com/